Temp Cover Terms & Conditions

SB Consulting – Temporary Cover Terms & Conditions
Please read carefully before purchasing.


General Terms

Do not drive the vehicle until you’ve received email confirmation that your Temp Cover is active.

It may take 24–72 hours for your car to show up as insured (“green”) on the AskMID police database.

You can legally drive once your confirmation email has been received.

The documents provided are one-to-one replicas designed to pass police stops but do not support claims for accidents or damage.

This service is used entirely at your own risk.


Refund Policy

No refunds are given once cover documents have been created and sent.

If your vehicle registration or details are incorrect, we may charge:

    • £10–£30 for small edits

    • Full price again if new fleet cover is required

If your car does not show on MID within 7 days, and you didn’t take fleet cover, a 75% refund may be considered.

If the policy is invalid due to our error, we may offer a 50% refund + a discount on your next cover.


Claims Disclaimer

No claims (fault or non-fault) are covered under this service.

This service is not a valid insurance policy for claiming damages, repairs, or injury.

It is designed to minimise issues at police stops only.


How It Works

Fill out our form and complete payment.

Your Temp Cover documents will be sent to your email within 20–60 minutes.

These include login info, a replica policy email, and a temporary certificate.


Fleet Cover (Optional Add-On)

Fleet cover is a monthly subscription service available for an additional cost.

It ensures your car shows as insured (green) on the AskMID database.

No claims can be made on fleet cover. It only links your car to a verified fleet policy.

Ideal for drivers who want to reduce the chance of being pulled over.

Pricing varies by vehicle — speak to our team if you're interested.


Questions?
Please contact us directly if you need help, want to update your documents, or are interested in Fleet Cover.

Thank you for choosing SB Consulting.