No, SB Consulting is not an insurance broker. We are an independent insurance consultancy. This means we don’t sell policies or take commission from insurance providers. Instead, we help you find cheaper fully comprehensive insurance options and guide you through the process, saving you time, money, and hassle.

We use pre-optimised insurance accounts with smart comparison tools (like MoneySuperMarket) and exclusive quote setups to find cheaper fully comprehensive insurance from verified UK providers. You’ll often receive options not visible to the public — especially if you’re a young driver or have a complicated driving history.

No — your insurance is purchased directly from the insurance company via trusted platforms like MoneySuperMarket. Once we’ve found you a cheaper quote, we charge a small admin fee based on the savings we’ve secured. You’ll then receive full login access to purchase the policy yourself.

Our admin fee is only charged once you’re happy with the quote we’ve found for you. It’s based on the total savings we secure and usually ranges from £150–£400. The more you save, the better value the admin fee becomes — and we’re always transparent about it before you commit.

We specialise in helping:

Even if you've struggled to get affordable quotes elsewhere, we can usually help.

Once you’ve filled out our form, we aim to send your quote within 24–72 hours. If you need it urgently, we offer a premium quote service (£20) which guarantees a quote within 3 hours and includes extra support and vehicle checks.

Yes — most insurers offer monthly payment options when you go to purchase your policy directly. Just keep in mind that interest is typically added by the insurer when choosing monthly payments.

Yes! We always aim to find non-black box options, especially for young drivers. It depends on your specific driving history, car, and location — but we will always prioritise quotes without telematics where possible.

If you’ve been declined by insurance companies or your quotes are too expensive, we do offer a backup solution called Temp Cover. This provides replica documentation that can help you drive legally in case of police stops — but please note, this does not cover you for crashes or claims. It’s a last-resort option for customers with financial or eligibility difficulties. Our main goal is always to get you fully insured the proper way.

Absolutely. All your data is handled in line with GDPR and treated with strict confidentiality. We never share your details with third parties and only use your information to secure accurate quotes.